body {height:100%; overflow:hidden;}

#frame {position:relative; top:0; left:0; width:100%; height:50px; background:white;}
#frame td#logo {padding:0 45px 0 10px;}
#frame td#disclaimer p {font-size:.75em;}
#frame td#disclaimer p+p {margin-bottom:1em;} 

#content {position:relative; top:0; left:0; right:0; width:100%; overflow:auto; border:1px solid white; height:80%;}

#footer {position:relative; bottom:0; left:0; width:100%; height:25px;}